Atlanta’s billionaire heiress Annie Hartford has been under her father’s thumb her entire life. At 29, he is now forcing her to marry a man she doesn’t love in front of 600 guests. With only moments to spare, she hijacks the family limo, which breaks down in small town Pinckney, Georgia. Annie, who has never wanted for anything, suddenly finds herself homeless, penniless, and with only the clothes on her back: a designer wedding gown and diamond tiara.

There she meets small town lawyer and restaurant owner Sam Ballard. Unlucky in love, the last thing Sam needs is a red-hot waitress who seems hell-bent on breaking every dish in his Dixieland Café. Still, he can’t very well fire her; she has already won the hearts of everyone in town.

After a lifetime of riches, can Annie find happiness in a garage apartment, second-hand clothes, and making her way around town on a borrowed bicycle? And how can Sam be certain that Annie won’t run home to daddy when her new life presents one obstacle after another?